💰 Finance
Mortgage Calculator
Your mortgage payment is more than principal and interest. Property taxes and insurance are usually collected monthly into an escrow account, and together they can add several hundred dollars to the figure most buyers focus on.
How it works
Home price
Down payment
Interest rate
Loan term
Property tax rate (per year)
Home insurance per year
Principal and interest
Property tax
Insurance
Total monthly cost
Total interest
Frequently asked questions
How do I use the Mortgage Calculator?
Fill in the fields above — the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.