๐Ÿงพ Everyday

Rent Affordability Calculator

The 30 percent rule โ€” rent no more than 30 percent of gross income โ€” is the standard guideline, though the 40 times rent rule is also used for income requirements. Existing debt payments reduce what is genuinely affordable.

Enter your values

How it works

Monthly gross income Other monthly income Monthly debt payments Move-in costs available Target rent-to-income ratio Utilities per month Total monthly income Maximum rent at your ratio Maximum rent after debt payments Recommended rent ceiling Income a landlord would require (40ร— rent) Move-in budget (first month, deposit, fees) Note

Frequently asked questions

How do I use the Rent Affordability Calculator?

Fill in the fields above โ€” the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.

Is this calculator free?

Yes. It is completely free, requires no account, and works on phones, tablets and desktops.

Related calculators