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Rent Affordability Calculator
The 30 percent rule โ rent no more than 30 percent of gross income โ is the standard guideline, though the 40 times rent rule is also used for income requirements. Existing debt payments reduce what is genuinely affordable.
How it works
Monthly gross income
Other monthly income
Monthly debt payments
Move-in costs available
Target rent-to-income ratio
Utilities per month
Total monthly income
Maximum rent at your ratio
Maximum rent after debt payments
Recommended rent ceiling
Income a landlord would require (40ร rent)
Move-in budget (first month, deposit, fees)
Note
Frequently asked questions
How do I use the Rent Affordability Calculator?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.