๐ฐ Finance
Ramsey Investment Calculator
The 12 per cent figure used in this style of planning is the long-run average return of the US stock market, not an inflation-adjusted one and not a guarantee. Running the same numbers at eight per cent alongside it is the honest way to use the tool.
How it works
Starting amount
Monthly investment
Annual return assumption
Years invested
Withdrawal rate in retirement
Projected balance
Total you paid in
Market growth
Monthly income at that withdrawal rate
Years to reach $1,000,000
Years to double (rule of 72)
Value in todayโs dollars at 2.5% inflation
Frequently asked questions
How do I use the Ramsey Investment Calculator?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.