๐ฐ Finance
Investment Calculator Germany
German investment tax is simpler than most people expect: a flat Abgeltungssteuer of 25 per cent plus solidarity surcharge, applied once the Sparer-Pauschbetrag allowance is used up. Because the allowance is annual and small, it barely changes a long-term projection โ but it does change the first few years.
How it works
Starting amount
Monthly contribution (Sparplan)
Expected annual return
Investment period
Sparer-Pauschbetrag
Abgeltungssteuer plus solidarity surcharge
Church tax
Inflation
Balance before tax
Total paid in
Gain before allowance
Taxable gain after allowance
Tax owed
Balance after tax
Annualised return on money paid in
After-tax value in todayโs money
Frequently asked questions
How do I use the Investment Calculator Germany?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.