โ๏ธ Travel
Currency Exchange Calculator
Banks and exchange bureaux make their money on the spread between the mid-market rate and the rate they give you, typically two to four percent. Card networks generally use a rate closer to mid-market but add a foreign transaction fee of up to three percent.
How it works
Amount to convert
Exchange rate (1 unit of your currency to the target)
Mid-market rate (optional)
Provider fee or markup
Fixed fee per transaction
Amount received
Effective exchange rate
Cost of the fee in your currency
Cost of the rate spread
Total cost versus mid-market
Total cost as a percentage
Frequently asked questions
How do I use the Currency Exchange Calculator?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.