๐ฐ Finance
Debt-to-Income Ratio Calculator
Debt-to-income ratio (DTI) is the share of your gross monthly income that goes to debt payments. Most mortgage lenders look for 36% or less, and treat anything above 43% as a higher-risk profile.
How it works
Gross monthly income
Monthly debt payments
Debt-to-income ratio
Debt allowed at 36% DTI
Frequently asked questions
How do I use the Debt-to-Income Ratio Calculator?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.