๐ Automotive
Car Lease vs Buy Calculator
Leasing usually wins on monthly cash flow while buying wins on total cost once the loan is paid off, because the buyer still owns an asset. Comparing the two fairly means looking at the same number of months and including the resale value of the purchased car.
How it works
Vehicle price
Comparison period
Lease payment
Lease down payment
Purchase interest rate
Loan term
Purchase down payment
Annual depreciation
Total cost to lease
Net cost to buy (after resale)
Equivalent monthly payment
Vehicle value at the end
Cheaper option
Frequently asked questions
How do I use the Car Lease vs Buy Calculator?
Fill in the fields above โ the result recalculates instantly as you type. Everything runs in your browser, so the values you enter are never collected or stored.
Is this calculator free?
Yes. It is completely free, requires no account, and works on phones, tablets and desktops.